Medicare does not cover liposuction surgery that people undergo for cosmetic reasons. However, if a doctor confirms that liposuction is medically necessary to improve a person’s bodily function, Medicare may cover eligible costs.
Some people who wish to lose weight consider undergoing liposuction. However, most people lose only 2–5 pounds after having the procedure.
Those who choose to go ahead with the surgery may need to pay out of pocket.
We may use a few terms in this piece that can be helpful to understand when selecting the best insurance plan:
- Deductible: This is an annual amount that a person must spend out of pocket within a certain time period before an insurer starts to fund their treatments.
- Coinsurance: This is a percentage of a treatment cost that a person will need to self-fund. For Medicare Part B, this comes to 20%.
- Copayment: This is a fixed dollar amount that an insured person pays when receiving certain treatments. For Medicare, this usually applies to prescription drugs.
However, Medicare may cover medically necessary liposuction when a doctor advises that the procedure may help repair part of the body.
The part of Medicare that covers medically necessary liposuction will depend on where the